Protect Caltech—Every Student, Every Semester.
The Family Protection Pledge covers all 2,463 Caltech students—proposed for Fall 2025—via a CA SLA-filed blanket Accident & Health plan. A single per-semester fee delivers next-day cash benefits and crisis counseling to affected families while returning an estimated six-figure surplus to the Institute's wellness budget. Tragedy is met with compassion; Caltech's balance sheet and reputation stay untouched.
University Protection
- $1M death benefit coverage
- $2M medical & crisis evacuation coverage
- Group catastrophe protection rider
- Comprehensive liability protection
Be Among the First to Join
The Family Protection Pledge is launching with select pioneering institutions
Pioneer Status
Establish your institution as a forward-thinking leader in student protection
Founding Member Benefits
Receive exclusive pricing and priority implementation as an early adopter
Shape the Future
Influence the development of features and services as a founding partner
Policy Specifics at a Glance
Comprehensive coverage designed for university communities with transparent pricing and immediate benefits
Death Benefit
Paid directly to families
Medical & Evacuation
For crisis situations
Liability Reduction
Average reduction in legal expenses
Hour Response
Immediate crisis management protocol
Transform Risk into Financial Advantage
Our interactive calculator reveals how your institution can reduce liability costs by up to 80% while creating a new revenue stream—all while providing superior protection for your students.
University Savings Calculator
How Our Calculator Works
Our calculator uses data from real-world cases to estimate the financial impact of implementing the Family Protection Pledge at your institution.
- Input your student population size
- Adjust incident rate based on your institution's history
- Set average legal costs per incident
- See your potential savings and revenue generation
How The Family Protection Pledge Works
A straightforward process designed for seamless integration with your university's existing systems
University Partnership
Your institution partners with us to implement the Family Protection Pledge program.
Student Enrollment
All enrolled students are automatically covered by the comprehensive insurance policy.
Premium Integration
The premium is seamlessly integrated into your tuition structure.
Ongoing Protection
Students remain protected throughout their time at your institution.
Compassionate Response
In case of tragedy, immediate financial and emotional support is provided to the family.
University Partnership
We work closely with your administration to customize the program to your specific needs and requirements.
Implementation Time
4-6 Weeks
Administrative Effort
Minimal
Join Leading Universities Across the Nation
Be among the first institutions to implement this innovative protection program
Frequently Asked Questions
Get answers to the most common questions about the Family Protection Pledge
How is the program implemented?
Implementation is straightforward, typically taking 4-6 weeks. Our team works directly with your administrative staff to integrate the program with minimal disruption to your existing systems and processes.
What is the cost to students?
There is no direct cost to students. The premium is integrated into the tuition structure, with institutions having flexibility in how they implement this addition.
Are there restrictions or exclusions?
The Family Protection Pledge has minimal exclusions. Coverage applies globally, 24/7, and includes medical emergencies, accidents, and crisis situations without pre-existing condition limitations.
How quickly are benefits paid?
The $1M death benefit is processed within 48-72 hours of claim verification, providing immediate financial support when families need it most.
Can we customize the coverage?
Yes, we offer customization options to suit your institution's specific needs, including coverage limits, implementation approaches, and integration with existing insurance programs.
How does this reduce university liability?
By transferring risk to our insurance providers, your institution significantly reduces potential legal expenses and settlement costs. The structured response protocol also helps mitigate liability concerns.